Part-Time Benefits

All regular, part-time employees have access to, and the opportunity to participate in, the following benefit options:

Healthcare & Insurance Plans

  • Limited Benefit Health Plan
  • Term Life Insurance
  • Vision Care
  • Dental Plan
  • Short-Term Disability

Eligibility: All regular part-time employees, at date of hire.

Employees must enroll in the first 31 days of employment or during a Special Enrollment Period. Coverage will be effective on the day the part time employee completes the enrollment election through the enrollment web site. Premiums are deducted on an after-tax basis. For details, see your location HR Manager for an enrollment packet.

Paid-Time Off Benefits

Part-time employees are eligible for vacation based on service as follows:

  • After 180 days of service: 40 hours
  • After 5 years of service: 60 hours
  • After 15 years of service: 80 hours

Eligibility: All regular part-time employees, after 180 days of employment.

Lowe's provides six (6) paid holidays:

Thanksgiving Day and Christmas Day are fixed holidays. Employees can also accrue up to 4 additional floating holidays – employees decide what day they want to use a floating holiday.

Full-time employees will receive eight hours holiday pay and part-time employees will receive four hours holiday pay for each fixed holiday.

Eligibility: All regular full-time, salaried employees, on first day of employment. All regular full-time, hourly and part-time employees, after 90 days of employment.

Comprehensive Work/Life Services

My Life Track
Confidential employee and dependent services are available including comprehensive work/life services, legal and financial services, and a smoking cessation program. You and your eligible family members receive up to five no-cost confidential sessions per problem, per year at a location near home or work. Lowe's pays the entire cost of these sessions. Call 1-877- LIFETRK (1-877-543-3875) for more information.

Eligibility: All employees at date of hire.

Retirement Benefits

Stock Purchase Plan
Lowe's provides a Stock Purchase Plan that allows employees to purchase Lowe's common stock at a discounted price. Participants in the Plan may contribute from 1% to 20% of base pay in whole percentages or flat amounts, on an after-tax basis through the convenience of payroll deduction.

Eligibility: All regular full-time employees on June 1 or December 1 on or after first day of employment; regular part-time employees on June 1 or December 1 on or after one year of service.

The Plan has two six-month offering periods each year, beginning on June 1 and December 1. Participant contributions made during the six-month offering period purchase stock at a 15% discount off the closing price of Lowe's stock on the last day of the offering period.

All shares purchased through the Plan will be deposited into a personal E*TRADE Employee Stock Plans Services account. After completing the required account activation process, participants may access their account and will be able to sell shares acquired in the Plan by calling E*TRADE at (800)838-0908 or by visiting Participants can get an account activation form by calling E*TRADE.

Lowe's 401(k) Plan
Lowe's 401(k) Plan is another benefit designed to help you plan and invest for your future. Participation in this Plan allows you to save from 1% to 50% of your eligible compensation, not to exceed $17,500 in calendar year 2013, on a pretax basis through the convenience of payroll deductions.

Eligibility: All employees 6 months from original date of hire.

After 6 months, you may elect to participate. Six months from your original date of hire, Lowe's matches the first 3% you save each pay period at 100%. Savings at 4-5% of eligible compensation will be matched at 50%, and 6% is matched at 25%, for a total Company Match of 4.25%.** Savings above 6% are not matched.

You may choose among 21 professionally managed funds and Lowe's stock to invest your savings. Choices include a variety of funds, including stable value, U.S. small, mid and large capitation equity funds, as well as an international equity fund. Your Company Match is invested in the same way you invest your deferral.

Returns on most of these funds will fluctuate and your investment may ultimately be worth more or less than the original cost. Past performance is no guarantee of future results. Market volatility can significantly affect short-term performance of most of these funds, and more recent returns may be different from these shown. By providing this information, Lowe's is not giving investment advice. You should read the prospectuses for the individual funds before deciding to invest in them. These prospectuses are available online at

You should speak to a certified financial planner, tax accountant, or other investment professional before making any investment or retirement decision. By providing this information, Lowe's is not giving tax or investment advice.

Participants who are age 50 or over may contribute an additional "catch up contribution" (up to $5,500 in calendar year 2013*) to the Plan.

Rollovers into the Plan are accepted at any time after your first day of employment with Lowe's. You may roll over monies directly from a former employer's qualified retirement plan such as a 401(k), Roth 401(k), 403(b) or a 457(b). This must be a direct (trust to trust) transfer of cash from the prior plan (no stocks or other securities).

You may rollover an IRA that is a conduit IRA or a pre-tax IRA. The Lowe's 401(k) does not accept Roth IRA's or after-tax money from an IRA. Rollover contributions are not matched.

** This amount may be adjusted by the IRS at any time.

Employee Discounts

Eligibility: All employees (full-time, part-time and temporary) first day of employment.

Employees may purchase company products at a 10% discount. Purchases must be for the use of the employee, their dependents, or as bona fide gifts.

Job Search

* Required selection

Lowe's is an equal opportunity affirmative action employer and administers all personnel practices without regard to race, color, religion, sex, age, national origin, disability, sexual orientation, gender identity or expression, marital status, veteran status, genetics or any other category protected under applicable law.


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